This is the question that arises in the minds of the debters who can not manage to pay their EMI.
here is a good news for your, just be relax and don't worry.
if you can not pay your EMI, banks will not behind you because they have many obligation to ask the customer for payment.
Banks representatives can not force you any way.
If you will not pay many EMIs, they may finally go to court but they can not do something illeagally.
If you have missed a couple of EMIs you don't need to worry. Just relax and enjoy.